In recent years Chattanooga and the surrounding areas have experienced 3 major tornado events. A significant number of people who had major damage to their home, found out the hard way that they did not have the protection/coverage they needed. We have never had an under insured loss at Stevens Insurance Associates, a fact that we are very proud of. Let us take a look at your Homeowners policy to see if you have the quality and quantity of coverages that you need for your home.

Coverages Include:

• Additional Limits of Coverage on the Home Structure
• Back up of Sewers and Drains
• Ordinance or Law
• Cash out Provisions
• Higher Limits of Protection for Art, Guns, Jewelry, and Money
• Umbrella Coverage for Higher Limits of Liability

Additional Policies:

• Condominium Insurance
• Townhome Insurance
• Landlords Insurance
• Renters Insurance

Discounts:

• Paid-in-Full Discount
• Bundle Policies with the same company (i.e. home & auto) to benefit from discounts
• Higher Deductibles
• Mortgage Free Discount

For additional information about the coverage we provide, please call our office.